Getting the Biggest Truck Accident Settlement in Ohio
To get a complete and just settlement after being involved in an accident with a tractor-trailer in Warren, Clinton, Fayette, Madison or Greene counties in Ohio, you must immediately retain a well qualified, knowledgeable attorney who is experienced in dealing with the trucking companies, their lawyers and insurance adjusters. The professionals working for the trucking industry will be on scene quickly, taking pictures, interviewing witnesses and trying to find anything that will place you as the one being at fault. You need your lawyer to also be working on the case to preserve all evidence to prove the driver was at fault. They will make sure to get access to all the pertinent information such as the drivers' duty log in which he records his hours driving and resting, his route and destination; they will request all maintenance records on the truck and trailer, the size of the load to ensure the truck was not overloaded or improperly secured. They will want contact information for any witnesses to the accident and check for surveillance cameras in the vicinity that may have video coverage to back your claim.
Ohio is a "fault" car insurance state, and follows a traditional fault system when it comes to vehicle accidents. This means that the person deemed legally responsible for an accident is responsible for all losses, including injuries to the other driver and passengers. Ohio drivers are required to carry at least a minimum amount of insurance called liability. This insurance may cover a minor car accident but when you have a collision with a commercial truck, the stakes are much higher and more costly. Trucking industries in Ohio are required to carry the state minimum coverage and also the federal requirements. Federal minimum requirements for trucks with a gross weight of 10,000 lbs. or more carrying non-hazardous materials is $750,000. Carrying HazMat materials is $1.000,000. Trucks with a gross weight of less than 10,000 lbs have to carry $300,000 to carry general goods and $5,000,00. For HAZMAT cargo. Between the states insurance requirements and the federal requirements, there is a lot of money available in the case of an accident. Due to the huge sums of money involved and the number of possible defendants there is the scope of much higher damages and compensation. With the weight, size and general dynamics of the truck, the accident is likely to result in severe injuries and property damage to the people involved in the crash.
Dealing with the insurance adjusters working for the trucking company is not something you want to do while dealing with the aftermath of an accident. Remember that it is their job to get you to accept a settlement that will save the company thousands of dollars, they aren't concerned about your actual expenses. Your attorney will handle all this for you while you recuperate from your trauma. They will present your medical bills and a projection of future bills expected, show your lost wages and the time frame for future lost wages or the possibility you may never be able to work again. They will ask for damages for pain and suffering and your loss of quality of life. They will work to get you the maximum settlement that you deserve.